Target Card Credit Score

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Basic Info

Understanding the credit score requirements for a Target Card. Get the essentials right here.

Score Range

Typically, a fair credit score is needed. Scores around 620+ often stand a good chance of approval.

Approval Odds

Higher scores mean better odds. A strong credit history can also improve your chances significantly.

Benefits

With the right score, enjoy discounts, rewards, and exclusive deals. More than just a payment method!

Building Credit

A Target Card can be a tool for building credit if used wisely. Responsible use is key.

Check First

Pre-qualify without impacting your credit score. It's a smart move before the actual application.

Application Tips

Ensure your credit report is accurate. Errors can affect your approval chances and score.

Smart Use

If approved, manage your card responsibly. Regular payments and low balances boost your score.

More Options

Didn't qualify? There are other credit building options. Secured cards can be a great start.

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