It can definitely be a hassle, but tracking your spending is the first step in taking control of your financial habits. Use an old-fashioned notebook, or a spreadsheet, or invest in a budgeting app like Mint.
If your goal is to get your finances together in 2023, you're going to have to set some big goals, and that means making some tough decisions.
If you subscribe to every streaming service on the planet, now is a great time to figure out which ones you're actually watching and stop wasting your money on those you don't.
"No-buy" days, or days on which you make a plan to spend as little as possible, have become very popular in recent years among frugal folks.
Even with food prices on the rise, dining out is almost always more expensive than staying at home to cook a meal. And that doesn't mean ordering pizza or having sushi delivered via PostMates.
Everyone's got a lot of bills these days, and remembering when to pay them on time is a struggle. Set up your payments to draft from your bank account automatically on their due dates.
Take inventory of the items you do have, especially those that still have the tags attached or haven't been worn, and make a plan to wear, donate, or sell your cast-offs for extra cash.
You'll still need to make monthly payments on your other debts, but making bigger payments on those with high-interest rates first will help you save a lot of cash in the long run.
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