8 Easy Fixes For A Bigger Bank Balance

Using Your Credit Card Like Free Money

Stop using your credit card as if it is free money. It isn't, and eventually, that bill will come in. If you can't pay it off completely, there will be an interest charge, and then you are playing with fire.

Paying Bank Fees

Many bank fees can be avoided, so there's no reason to pay these if you don't have to. You can avoid the monthly fee with a direct deposit or minimum daily balance with the proper checking account.

Not Checking Your Credit Report

These reports will not only provide you with any problems or issues that you didn't know existed, but your credit report can also alert you to any identity fraud that is going on.

Not Taking Advantage Of A 401(k) Match

According to a report by investment advisory firm Financial Engines, one in four employees doesn't save enough to receive the entire 401(k) match provided by his employer.

Going Out For Lunch

According to a survey by PopMenu, thirty percent of Americans spend an average of one hundred eighty dollars a week on dining out. Not only will you save money by bringing lunch from home daily, but the lunch will also be healthier.

Not Having Health Insurance

Not having health insurance is like gambling. You never know when a medical emergency will arise, and you could be out thousands of dollars — or more.

Buying Groceries Without A List

People who shop without a list can easily purchase way more than they need. Having a list keeps you from running afoul of your spending plan and spending more than anticipated on things you don't need.

Using An Out Of Network ATM

Few people carry cash on them anymore, which can cause you not to know which ATMs are in your bank network. The problem is that ATMs that aren't in your network charge several dollars per withdrawal, and those fees add up.

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